Journey to Homeownership

Topics below cover the Maryland Mortgage Program, the people who will help you along the way, and other important information that will get you started.

MMP Homebuyer's Guide - 7 Steps to Purchasing Your Home	The Maryland Mortgage Program has developed a step by step guide to help you, wherever you are in the homebuying process. Download the MMP Homebuyer's Guide \| (Spanish)
About the Maryland Mortgage Program	The Maryland Mortgage Program (MMP) is a home loan program that’s right for many Marylanders. MMP is a provided by the Maryland Department of Housing and Community Development through a network of over 80 state-approved mortgage lenders, and has helped thousands of homebuyers achieve affordable homeownership since its launch in 1980.
Eligibility	To be able to apply for a home loan through the Maryland Mortgage Program, homebuyers need to meet certain eligibility criteria.
Homebuyer Education	In addition to helping you make good decisions during the homebuying journey, completing an approved Homebuyer Education Class is a requirement for many loan and financial assistance programs available through MMP.
Approved Lender Network	Homebuyers apply for home loans and financial assistance from MMP through a statewide network of over 100 approved mortgage lending organizations.
Real Estate Agents	Real estate agents guide most homebuyers through the home search process and are an important source of advice and information.
Property Information	While most properties in Maryland can be purchased through the Maryland Mortgage Program, some restrictions and conditions apply.